Mortgage Loan Officer - Central KY - Louisville, KY

Job Information

ID :
#41298998
# of Positions :
1
Minimum Education Level :
Unspecified
Experience Required :
none
Duration :
Full Time Regular
Shift :
First Shift (Day)
Hours per week:
40

Job Description

 
As a Mortgage Loan Officer, your day will be filled with opportunities to generate loan volume through sales efforts with builders, realtors, and other contacts. Experience in FHA, VA, and conventional lending is essential to function successfully in this position while knowledge of basic underwriting guidelines is preferred. Good communication skills are important to better serve our customers as you work closely with all parties involved to maximize loan sales. 

Responsibilities

Daily responsibilities include, but are not limited to, the following: 

Contact individuals, realtors and builders, attend chamber and other civic meetings to expand network contacts to generate sales
Engage in marketing and promotional activities, such as giving presentations to groups, in an effort to generate sales
Consult with customer to compile loan application in order to meet compliance guidelines while negotiating terms and conditions
Collect, compile and analyze information for acceptability for approval for investor’s loan product
Communicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closing
Follow up closely with processor to ensure loans are closed timely
Maintain up-to-date knowledge of FHA, VA, and conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sites
Other duties as assigned

Job Requirements

The successful candidate will have the following qualifications:

High school/GED education
College degree preferred
Must have previous experience as a Mortgage Loan Officer
Outside sales experience with FHA, VA, and conventional lending preferred
Employees are expected to represent Stock Yards Bank & Trust in a professional manner to customers and outside contacts.
Employees must have excellent interpersonal communication skills, consisting of the ability to write and speak effectively to others. Employees must be a productive team player, with the ability to learn, apply training and comprehend policies and procedures. Employees should also be flexible to changing working situations and able to meet deadlines as they arise.
PC Literacy with 35 WPM typing skills
Knowledge of basic underwriting guidelines preferred
Professional appearance and demeanor
Excellent sales and negotiating skills, and assertiveness
Ability to perform in high pressure situations

Benefits

401(k) with a company match of up to 6%
ESOP employer match
Medical insurance
Dental insurance
Vision insurance
Cancer / Disease insurance
Accident insurance
Flexible Spending Accounts
Health Savings Accounts
Bank paid Life / AD& D insurance
Voluntary Life / AD&D insurance
Bank paid Short-Term and Long-Term Disability insurance
Employee Stock Purchase Plan
Employee Assistance Program

Physical Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee will typically be in an office setting and is required to travel to other offices or function such as Realtors and home shows to generate business.

While performing the duties of this job, the employee is regularly required to sit; use hands and fingers, handle or feel, reach with hands and arms, talk, see and hear. The employee is frequently required to stand and walk

Company Information

Name :
Stock Yards Bank & Trust
Description :
Stock Yards Bank & Trust Company is a wholly owned subsidiary of Stock Yards Bancorp, Inc. (NASDAQ; SYBT). Founded in 1904, Stock Yards Bank has evolved from a small bank serving the Louisville livestock industry to a nationally recognized bank known for exceptional service and financial performance. Our capabilities align well with those of national banks, but our focus has always been building a strong relationship with our customers while providing an engaging work environment for our employees.

Since 1904, Stock Yards Bank & Trust has become one of the region's premier community banks - renowned for the close, personal attention that distinguishes us from other financial institutions in our market. Our bank actively seeks individuals to help us build trusted partnerships and further our success.
Type :
Direct Employer
Address :
PO Box 32890
Louisville, KY 40206

Application Information

Online :
Job Posting Entered On :
4/2/2025
Job Posting Expires On :
5/2/2025